North Fifth Street: 355 North Fifth Street; Indiana, PA 15701
Work Days and Expected Hours:
Monday - Friday: 8:00 am to 5:00 pm
(Additional hours as necessary to meet the objectives of the department)
Function: Responsible for ensuring quality control of the operation, audit and compliance risk of the Retail Mortgage lending functions through managing and reporting.
Requires knowledge of Retail Mortgage lending, applicable banking laws, federal and state regulations, Bank policies, & lending platforms.
Duties and Responsibilities:
Assists with documentation of regulatory and procedural differences and communicates this information to the manager responsible for the noted area.
Documents any regulatory errors or procedural documentation errors to create reports that are distributed to the responsible manager.
Maintains the compliance content of all desk top procedures and instructional manuals for the Department
Upon request, assist in the development and documentation of procedures.
On a continuous basis, keeps current on daily and ongoing regulatory updates, proposals and process changes that may impact the line of business.
Maintains working knowledge of compliance regulations relative to Retail Mortgage lending.
Applies knowledge of regulatory guidelines and industry best practices to mitigate risk and support the business line.
Proactively reads documentation and completes assigned training to maintain an understanding of and comply with laws, regulations, regulatory policies, bank policies and procedures pertaining to the employee’s responsibilities.
Participates in ongoing continuing educations of process changes and regulatory updates
Exports all loan files to Loan Servicing for validation and boarding.
Assists in submitting Fannie Mae Audit requests.
Assists in Regulatory monitoring.
Assists in determining the cause of any compliance errors, tracks by employee, and communicates to the responsible supervisor.
Exercises a high-level of accuracy, initiative, interpersonal skills and confidentiality while performing tasks in order to contribute to the success of the department.
Upon request, assist the Retail Mortgage Compliance Manger with training and education of Retail Mortgage personnel, including operations and originations employees, regarding regulatory requirements and updates.
Maintains records and conducts correspondence related to the work.
Maintains a good working relationship with all S&T employees.
Demonstrates the ability to work independently.
Works as a team player to contribute to the success of the department and in turn the organization.
Performs additional duties as required.
Education
Requires a high school diploma or equivalent, plus specialized training or a two-year degree.
Experience
Requires two to five years of general experience.
One to two years specialized experience in loan documentation, preferred.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.
However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information.
41 CFR 60-1.
35(c)
Salary Range:
$15.
00 - $26.
44
About Us
S&T Bank believes in Equal Opportunity for all and is committed to ensuring all individuals, including individuals with disabilities, have an opportunity to apply for those positions that they are interested in and qualify for without regard to race, religion, color, national origin, citizenship, sex, sexual orientation, gender identity, age, veteran status, disability, genetic information, or any other protected characteristic.
S&T Bank is also committed to providing reasonable accommodations to qualified individuals so that an individual can perform their job related duties.
If you are interested in applying for an employment opportunity and require special assistance or an accommodation to apply due to a disability, please contact us at 724-465-3745 or HRDept@stbank.
com.